Our Specializations

Our team is made up of a number of highly skilled and knowledgeable executives who are able to provide the best services and knowledgeable about a variety of agency management systems, including Ezlynx, Acturis, QQ Catalyst, Applied EPIC, Applied DORIS, Applied TAM, HawkSoft, Nexsure, AMS360, QuickBooks, Bill.com, Gusto, Xero, ADP, and Netsuite.

Personal Lines

Commercial Lines

Personal Lines

Homeowners

Homeowners Insurance

is a package policy that protects against financial loss if your house suffers damage, whether that damage is due to natural disasters, negligence, or criminal intent. If you own a home and want to protect your investment, homeowners insurance can shield you from having to pay costs associated with damage from fires, hurricanes, automobile accidents, theft, and much more.

Auto

Auto Insurance

There are three main types of auto insurance that you can choose. The most common is liability coverage, which covers damages to other people or their property in an accident caused by you. Personal injury protection, often called “med-pay” for short, also comes as part of some liability coverage packages. Personal injury covers medical expenses incurred by you or your passengers, no matter who was at fault in the accident. The third type, collision coverage, is only available on newer models and covers damage to your car caused by an accident.

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Condo

A condominium is a type of property ownership in which the unit owner holds legal title to an individual unit within a multi-unit complex, known as the “common elements.” Condo insurance provides coverage for losses to your individual unit or other units you’re responsible for. Condominiums are often attached side by side with party walls between units but are sometimes stacked. The individual units are often referred to as “condos.”

Renters

Renters insurance covers a tenant’s personal property in the event of damage or theft. It also provides liability coverage for injury that a tenant, a guest, or a family member might cause to another person on the premises. Renters insurance is often referred to as an HO-4 policy because it covers “personal possessions” and “additional living expenses.”

Landlord

insurance is specifically designed to provide coverage for property owners who rent out one or more residential homes, apartments, or condos. It helps cover the cost of damage to your property and protects you from legal and liability claims.

Umbrella insurance

also known as excess liability insurance, provides extra protection over and above existing policies such as auto or homeowners in the event of a serious accident. Umbrella coverage significantly expands your financial safety net when it comes to legal defense fees and damages awarded in a lawsuit, and it’s surprisingly inexpensive.

Commercial Lines

commercial-property

Commercial property

insurance acts as a shield for businesses, guarding against damages to physical assets like buildings, equipment, and inventory. It Covers damages to your business premises resulting from events like fire, theft, or natural calamities. Protection against damages or theft of business equipment, machinery, and digital devices. Insures your business’s stock against damages or losses arising from unforeseen events. Covers outdoor business signs, billboards, and fences against damages.

Commercial-General-liability

Commercial General liability

insurance, often referred to as CGL insurance, is a fundamental coverage for businesses. It offers protection against potential third-party claims for bodily injury, property damage, personal and advertising injury, and related legal defense costs.

Commercial-Truck

Commercial Truck

Insurance Covers:

  • Collision and Accident Damage: Repairs to your truck following an accident.
  • Theft and Vandalism: Coverage for your truck in case it’s stolen or vandalized.
  • Liability: Costs from damage or injuries you may cause to others.
  • Cargo Damage: Protection for the goods you’re transporting.
  • Unforeseen Events: Coverage for incidents like fires or natural disasters

Workers' compensation

insurance provides coverage for medical expenses and lost wages if an employee gets injured or becomes ill due to their job. Regardless of your industry, ensuring the safety and wellbeing of your employees is crucial. 

Cyber Liability

Insurance Cover: Cyber threats are real, and they can strike anyone, anytime. cyber liability and data breach insurance plans are designed to provide comprehensive protection. It covers

  • Data breach and recovery costs
  • Legal fees and settlements
  • Notification and credit monitoring costs for affected customers
  • Loss of business income due to a cyber event
  • Public relations expenses to manage reputation damage

E&O insurance

is a kind of specialized liability protection against losses not covered by traditional liability insurance. It protects you and your business from claims if a client sues for negligent acts, errors or omissions committed during business activities that result in a financial loss.

Business owner's policy

designed for small and medium-sized businesses. They provide comprehensive protection against common risks like property damage, lawsuits, and income loss due to unforeseen events. It is a combination of general liability insurance and property insurance into a single policy.